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Is Global Acceptance Credit Company, LP calling you?

Here's what you need to know.

Due to the growing national debt crisis, it is very common for people to be sent to collections through no fault of their own. People lose their jobs, receive disability, forget to pay or experience an economic downturn. No matter the reason, debt collectors will call, text, and e-mail you in order to recover a debt, and they can be very threatening. If you are being harassed by a debt collector, read about your rights below.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to protect consumers from being intimidated and harassed by third-party debt collectors. It regulates what collection agents may or may not do during their communications with consumers and prohibits actions like the following:

  • Using profane and obscene language

  • Calling you at work when they know that your workplace won’t let you take such calls

  • Discussing the debt with anyone except you, your spouse, or your attorney

  • Trying to collect an amount not authorized by law or by the original creditor agreement

  • Calling you at all hours of the day and night

  • Keep calling you and sending letters after you dispute a debt

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Company Profile: Global Acceptance Credit Company, LP

Global Acceptance Credit Company is a collection agency located in Arlington, Texas. It was established in 1997, has 27 employees, and is managed by its President, Mike Varrichio. Files archived at the PACER (Public Access to Court Electronic Records) website confirm that many people who believed they were being harassed by Global Acceptance Credit Company hired attorneys and asserted their rights in court.

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Hire an Attorney

The phone numbers for Arrow Financial are:

  • 1-817-561-2600

  • 1-888-288-0266

  • 1-817-288-0267

If you see either of these numbers on your caller ID when the phone rings, be warned that a debt collector looking for you. If they are vague regarding your rights and threaten legal action that never transpires, hire a consumer attorney. If you sue for these infringements on your rights as an indebted consumer, you could potentially win $1,000 per FDCPA violation as well as attorney's fees, court costs, and any actual damages. The fact that you owe money does not give a debt collector license to intimidate you, a fact they ignore at their own professional risk.

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According to PACER, on or about March 22, 2012 Global Acceptance Credit Company called the brother of a Michigan resident to collect a consumer debt the Michigan resident allegedly owed to Everest Institute. The collector allegedly told the plaintiff's brother to get his brother to call them back. On two occasions, the plaintiff allegedly spoke with company representatives who did not identify themselves as debt collectors.

Feeling harassed by Global Acceptance Credit Company, he hired a consumer attorney and sued the company for allegedly violating the FDCPA.

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The matter was later settled.

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Harassed by creditors?

YOU MAY BE OWED $1000 OR MORE!

Has a debt collection done any of the following?

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Been Harassed by Debt Collectors?
?
Been Harassed by Debt Collectors?
?
KNOW YOUR RIGHTS
!
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