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Debt Defense Attorneys | The Debt Defense | United States
Is Pinnacle Credit Services calling you?*
Here's what you need to know.
Due to the growing national debt crisis, it is very common for people to be sent to collections through no fault of their own. People lose their jobs, receive disability, forget to pay or experience an economic downturn. No matter the reason, debt collectors will call, text, and e-mail you in order to recover a debt, and they can be very threatening. If you are being harassed by a debt collector, read about your rights below.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to protect consumers from being intimidated and harassed by third-party debt collectors. It regulates what collection agents may or may not do during their communications with consumers and prohibits actions like the following:
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Using profane and obscene language
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Calling you at work when they know that your workplace won’t let you take such calls
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Discussing the debt with anyone except you, your spouse, or your attorney
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Trying to collect an amount not authorized by law or by the original creditor agreement
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Calling you at all hours of the day and night
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Keep calling you and sending letters after you dispute a debt
Company Profile: Pinnacle Credit Services
Pinnacle Credit Services, LLC is a debt collection agency that purchases US and international debt from banks and other financial institutions.
You may see Pinnacle Credit Services listed on your credit report but were likely contacted by Resurgent Capital Services L.P.. While Pinnacle owns the debt, Resurgent is servicing their accounts (doing the collecting).
Hire an Attorney
The phone numbers for Pinnacle Credit Services are:
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(952) 939-8100
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(864) 248-8700
If you see either of these numbers on your caller ID when the phone rings, be warned that a debt collector looking for you. If they are vague regarding your rights and threaten legal action that never transpires, hire a consumer attorney. If you sue for these infringements on your rights as an indebted consumer, you could potentially win $1,000 per FDCPA violation as well as attorney's fees, court costs, and any actual damages. The fact that you owe money does not give a debt collector license to intimidate you, a fact they ignore at their own professional risk.
Every consumer in the United States is protected by the federal laws stated in the Fair Debt Collection Practices Act (FDCPA).
If you suspect that your rights have been violated, then call 1-833-9-LAW-NOW to speak with a California attorney right away, and get the representation you need.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Investment Retrievers, Inc., or any other third-party collection agency, you may not be entitled to any compensation.