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Is Investment Retrievers calling you?*
Here's what you need to know.
Due to the growing national debt crisis, it is very common for people to be sent to collections through no fault of their own. People lose their jobs, receive disability, forget to pay or experience an economic downturn. No matter the reason, debt collectors will call, text, and e-mail you in order to recover a debt, and they can be very threatening. If you are being harassed by a debt collector, read about your rights below.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to protect consumers from being intimidated and harassed by third-party debt collectors. It regulates what collection agents may or may not do during their communications with consumers and prohibits actions like the following:
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Using profane and obscene language
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Calling you at work when they know that your workplace won’t let you take such calls
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Discussing the debt with anyone except you, your spouse, or your attorney
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Trying to collect an amount not authorized by law or by the original creditor agreement
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Calling you at all hours of the day and night
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Keep calling you and sending letters after you dispute a debt
Company Profile: Investment Retrievers
Investment Retrievers, Inc. is a debt collection law firm located in Folsom, California. It was established in 2001, has 20 to 49 employees, and is managed by its CEO, James Kiley. Records viewable at the PACER (Public Access to Court Electronic Records) website indicate that consumers who believed they were being harassed by Investment Retrievers, Inc. chose to challenge the collection attempts in court.
Hire an Attorney
The phone numbers for Investment Retrievers are:
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1-888-610-4701
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1-916-941-8851
If you see either of these numbers on your caller ID when the phone rings, be warned that a debt collector looking for you. If they are vague regarding your rights and threaten legal action that never transpires, hire a consumer attorney. If you sue for these infringements on your rights as an indebted consumer, you could potentially win $1,000 per FDCPA violation as well as attorney's fees, court costs, and any actual damages. The fact that you owe money does not give a debt collector license to intimidate you, a fact they ignore at their own professional risk.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Investment Retrievers, Inc., or any other third-party collection agency, you may not be entitled to any compensation.