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Is Resurgence Financial calling you?*
Here's what you need to know.
Due to the growing national debt crisis, it is very common for people to be sent to collections through no fault of their own. People lose their jobs, receive disability, forget to pay or experience an economic downturn. No matter the reason, debt collectors will call, text, and e-mail you in order to recover a debt, and they can be very threatening. If you are being harassed by a debt collector, read about your rights below.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to protect consumers from being intimidated and harassed by third-party debt collectors. It regulates what collection agents may or may not do during their communications with consumers and prohibits actions like the following:
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Using profane and obscene language
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Calling you at work when they know that your workplace won’t let you take such calls
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Discussing the debt with anyone except you, your spouse, or your attorney
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Trying to collect an amount not authorized by law or by the original creditor agreement
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Calling you at all hours of the day and night
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Keep calling you and sending letters after you dispute a debt
Company Profile: Resurgence Financial
Resurgence Financial, LLC is a debt collection agency in Northbrook, Illinois. It was founded in 2005, has 100 employees, and is managed by Robert A. Russo Sr. Legal records digitized at the PACER website demonstrate that consumers who believed that Resurgence Financial, LLC was harassing them and using embarrassing tactics to collect a debt refused to be harassed into paying.
Hire an Attorney
The phone numbers for Resurgence Financial are:
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1-847-656-2200
If you see either of these numbers on your caller ID when the phone rings, be warned that a debt collector looking for you. If they are vague regarding your rights and threaten legal action that never transpires, hire a consumer attorney. If you sue for these infringements on your rights as an indebted consumer, you could potentially win $1,000 per FDCPA violation as well as attorney's fees, court costs, and any actual damages. The fact that you owe money does not give a debt collector license to intimidate you, a fact they ignore at their own professional risk.
The phone number for Resurgence Financial, LLC is 1-847-656-2200. If it ever flashes on your caller ID, it means that Resurgence Financial, LLC is trying to collect a debt from you. If they sue you in a remote area that makes it difficult for you to defend the action, hire a consumer lawyer and file a claim against Resurgence Financial, LLC. Mistreating consumers is illegal and you could receive both statutory damages of $1,000 and your attorney’s fees.
**Case taken from PACER (pacer.gov). File number is Case: 1:09-cv-02989 from the United States District Court for the Northern District of Illinois, Eastern Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Resurgence Financial, LLC or any other third-party collection agency, you may not be entitled to any compensation.