Are You Receiving Harassing Or Unwanted Telephone Calls?

In 1991, Congress passed the Telephone Consumer Protection

Act of 1991 (“TCPA”). Its main purpose was to restrict or reduce

the number of contacts a telemarketer could make with a consumer.

Lawmakers wanted companies to stop harassing consumers at home.

Over the years, the TCPA has evolved to place restrictions on

prerecorded voice messages, SMS text messages, and automatic

dialing systems. Unless a consumer has given a company “prior

express consent” to contact them, a company cannot send a

consumer random unwanted text messages or prerecorded

telephone calls. Of course, consent varies on a case by case

basis from each company and a consumer’s relationship with

that company.

If a company or caller violates a consumer’s rights under the TCPA,

the law provides that a consumer can recover $500.00 per violation.

If the consumer can establish a “willful” violation, the TCPA allows an

additional $1,000.00 penalty. The definition of “willful” varies by

jurisdiction; sometimes it is as simple as showing that a party knowingly

made a telephone call or text to a consumer.

If you have received unwanted telephone calls or text messages from

a debt collector that has been harassing you or trying to scam you into

paying a debt, please do not hesitate to contact our office

1(833) 9-LAW-NOW for a free legal consultation.

Know your rights! Do not let collection agencies take advantage of you!

The Debt Defense Team

www.TheDebtDefense.com